1.       Minimum transaction for lay-by is $50

 

2.      A minimum deposit of 20% is required at the time the lay-by is placed.

When either the purchaser or retailer cancels a lay-by sale, the purchaser has the right of a full refund less any cancellation charge.  The cancellation charge on this lay-by is the amount of the opening payment. The charge is to cover selling costs incurred by the retailer. Any further payments made will be refunded.

                                                                                                                                            

3.      Terms of the lay-by are 60 days.

Should the purchaser fail to honour the lay-by sale (ie. by non-payment of lay-by) the retailer shall contact the purchaser and advise that the lay-by will be cancelled after 7 days of notice of advice unless a further or full payments is received. 

Should the purchaser not pay outstanding monies within the 7 days the lay-by will be cancelled, goods returned to stock, and any monies due, minus the cancellation charge, refunded to the purchaser.

 

4.      Instalments are due fortnightly

 

5.      Individual items may not be separated from lay-by parcel until final payment is received.

 

6.      Keep your receipt

Anyone can make a payment on account, however to finalise a layby and receive stock, we require either the layby receipt or photo ID to confirm identity.

 

7.      There is no cancellation charge if goods are unable to be supplied by the retailer, or no cancellation charge is specified on this docket.

 

8.      It is the responsibility of the customer to advise this store of any change of details (address, phone number, etc).

 

9.      Once you receive your items the normal Refund/Exchange policy applies.

 

PLEASE NOTE: loyalty points cannot be accrued on layby purchases.